Massachusetts Chronicle

In the ever-changing landscape of taxation, it is crucial for individuals to stay ahead of the game and make informed financial decisions. ExperityCPA, a leading accounting firm with a commitment to helping individuals achieve their financial goals, is urging individuals to consider a Roth conversion before tax rates increase in 2026. By acting now, individuals can take advantage of the current lower tax rates and potentially save thousands of dollars in taxes over the years. 

The recent tax law changes have set individual tax rates to increase in 2026, making it paramount for individuals to assess their financial strategy and consider a Roth conversion. By converting a Traditional IRA to a Roth IRA, individuals can proactively pay taxes at a lower rate before the impending tax rate hike. 

Robert Cannon, a Certified Financial Fiduciary and Managing Partner at ExperityCPA, highlights the importance of proactive financial planning: “Our team at ExperityCPA believes that proactive financial planning is the key to financial success, which is why we are advising individuals to consider a Roth conversion now before the tax rates increase in 2026. By converting to a Roth IRA, individuals can take advantage of the lower tax rates and potentially save thousands of dollars in taxes over the years.” 

The advantages of a Roth conversion extend beyond the immediate tax savings. By converting to a Roth IRA, individuals can position themselves for tax-free growth and withdrawals in retirement. This proactive financial planning can result in substantial savings over the long run, particularly for individuals with expected income growth in the coming years. 

ExperityCPA understands the intricacies of tax planning and the potential benefits of a Roth conversion. Their team of financial experts encourages individuals to seek personalized advice to determine whether a Roth conversion aligns with their financial goals and unique circumstances. By analyzing an individual’s current tax situation, financial aspirations, and future income projections, ExperityCPA can provide tailored guidance to maximize tax savings and secure a tax-free retirement. 

ExperityCPA’s expertise extends beyond Roth conversions, offering an extensive range of financial services, including tax planning/preparation, bookkeeping, payroll, and retirement planning. Their holistic approach to financial planning, guidance for multigenerational wealth, and unwavering commitment to the client’s best interests have positioned them as trusted advisors in the industry. 

ExperityCPA’s call to action urges individuals to seize the chance to secure their financial future by considering a Roth conversion before tax rates increase in 2026. By partnering with ExperityCPA, individuals can benefit from the expertise of true fiduciaries who put their clients first. With a team of financial experts and a wide range of services, ExperityCPA offers comprehensive tax planning and financial guidance to help individuals save money, diversify their tax liabilities, and lower required minimum distributions in the future.